Decision systems / Real estate
Home Opportunities
A structured home-buying decision workspace.
A home-search and buying-position system designed to evaluate properties using affordability, equity requirements, financing structure, safety, location, property fit, and other practical decision factors.
THE PROBLEM
The starting point.
A property’s purchase price does not explain the full buying position. Financing, upfront equity, ownership costs, location, and fit need to be considered together.
APPROACH
A practical direction.
Use a personal workspace to compare practical decision factors while keeping Purchase Price, Assumable Balance, and Equity Gap distinct.
Approach
Implemented functionality includes a Home Opportunities dashboard, property-detail routes, location/search-profile filters, exclusion filters, a Buying Position score, and ownership-cost calculations.
Scoring model
The current model considers safety/location, affordability, equity gap, interest advantage, property fit, and schools. These factors support personal comparison; no score guarantees a suitable purchase.
Financial structure
Purchase Price describes the property price; Assumable Balance describes the loan balance under consideration; Equity Gap remains separately visible. Ownership-cost calculations add another layer to the comparison.
SYSTEM / WORKFLOW
How the pieces connect.
- 01Location & search profilesExclusion filters
- 02Property detailsOwnership costs
- 03Buying Position scoreComparison
CURRENT STATUS
Where it stands.
A private personal decision-support system with implemented comparison and property-detail capabilities. It is not presented as a brokerage, MLS service, mortgage lender, or financial-advice platform.
NEXT STEPS
What comes next.
Document the scoring assumptions, calculation inputs, and limitations alongside a privacy-safe example.